Financial Assistance Scheme for Purchase of Agricultural Land to Scheduled Caste Farmers 2026
The Goa Building and Other Construction Workers Welfare Board offers an advance of up to ₹50,000 to Read More... registered construction workers for purchasing or building their own house. Read less
Details
Are you a construction worker in Goa looking to own a house? The Goa Building and Other Construction Workers Welfare Board (GBOCWWB) has a scheme that can help you make that dream a reality. It's called the 'Advance for Purchase or Construction of House' scheme.
What Is This Scheme?
This is a welfare initiative by the Goa Building and Other Construction Workers Welfare Board, which operates under the Department of Labour and Employment, Goa. It provides financial assistance to registered construction workers. The main goal is to help them buy or construct their own home. The assistance comes as an advance amount, which is a significant help for workers to secure a roof over their heads.
Who Can Benefit From This Scheme?
This scheme is specifically designed for individuals who are registered as building and other construction workers with the Goa Building and Other Construction Workers Welfare Board. To be eligible, you must meet certain age and service criteria, ensuring that the benefits reach those who genuinely contribute to the construction sector and need this support.
Why This Scheme Is Important
Owning a house is a major milestone for any family. For construction workers, it can be particularly challenging to save for such a large purchase. This scheme addresses that challenge by providing a substantial advance amount. It aims to improve the living standards of these essential workers and their families by enabling them to acquire or build a stable home. The advance is designed to be manageable for repayment, making homeownership more accessible.
Objective
Benefits
- Under the scheme, Scheduled caste farmers are provided with financial assistance of ₹1,00,000/- per acre to purchase agricultural land.
- Assistance is provided up to ₹2,00,000/- for a maximum of 2 acres to enable the purchase of agricultural land.
Sources and references
Eligibility Criteria
- You must be a registered worker with the Goa Building and Other Construction Workers Welfare Board.
- Your age should be between 18 and 60 years.
- You need to have completed at least ninety days of work as a registered worker in a year.
- You must have been a continuous member of the Fund for five years.
- For superannuation purposes, you should have fifteen years of service.
How To Apply
Applications for this scheme are accepted offline. You will need to submit your application directly to the relevant office. The official address and further details can be found through the Goa Building and Other Construction Workers Welfare Board.
The scheme involves an advance that needs to be repaid. After receiving the advance for house purchase or construction, you are required to submit a completion certificate to the Secretary of the Board within six months from the date you received the advance.
Documents Required
- Your Worker Registration Card or Number.
- Receipts of your first and last subscription payments to the Board.
- Approved Plan and Estimate for the construction.
- An Encumbrance Certificate valid for 14 years.
- Location Certificate of the property.
- Land Tax Receipt.
- Original Document related to the property.
- Attested Copy of Ration Card (Pages 2 and 4) if applying for maintenance.
- Proof of Ownership of the Building (for maintenance purposes only).
- Terminal Benefit Declaration.
- Attested Copies of your Identity Card and Passbook.
- Title Clearance Certificate.
- Age Certificate of the Building (for maintenance purposes only).
- Valuation Certificate of the Building (for maintenance purposes only).
- No Objection Certificate from the concerned authorities for construction.
- A declaration stating that neither you, your spouse, nor your children own a house (required for new construction).
Important Note:
A completion certificate must be submitted to the Secretary of the Board within six months from the date you received the advance.
FAQ’s
What is the maximum amount I can get as an advance for buying or building a house in Goa?
You can receive an advance of up to ₹50,000 under this scheme for the outright purchase or construction of a house.
How long do I need to be a member of the Goa Building and Other Construction Workers Welfare Board Fund to apply?
You need to have been a continuous member of the Fund for at least five years to be eligible for this advance.
Does the scheme allow for the registration certificate to be transferred or renewed?
No, the registration certificate issued under the Building and Other Construction Workers Act is neither renewable nor transferable.
Who is responsible for approving my application for the house advance?
The Deputy Labour Commissioner, acting as the registering authority, reviews and approves applications after ensuring all documents and criteria are met.
What if I or my spouse already own a house? Can I still apply for the new construction advance?
For new construction, you need to provide a declaration stating that neither you, your spouse, nor your children own a house. If you or your family already own a house, you might not be eligible for the new construction advance.
How many days of work do I need to have completed to be eligible?
You must have completed ninety days of service as a registered worker within the year to meet the eligibility criteria.
Can I get an advance for house maintenance under this scheme?
While the scheme is primarily for purchase or construction, some documents listed are for maintenance applications, suggesting a possible provision. You would likely need proof of ownership and specific documents like a Ration Card and Age/Valuation Certificate of the Building for maintenance.
What happens after I receive the advance for construction?
After receiving the advance for construction, you must submit a completion certificate to the Secretary of the Board within six months of withdrawing the advance.
Is there a specific age range for applicants?
Yes, the applicant must be between 18 and 60 years of age to be eligible for this scheme.
Can a worker registered under the Goa Building and Other Construction Workers Act be a member of another fund simultaneously?
No, a worker who is a member of some other fund is not eligible to register under the Goa Building and Other Construction Workers Act. This implies you should not be a member of conflicting welfare funds.
How is the advance amount repaid?
The advance amount of up to ₹50,000 will be recovered in equal installments, as determined by the Board.
Who heads the Goa Building and Other Construction Workers Welfare Board?
The Labour Commissioner of Goa serves as both the Member Secretary and the Chief Executive Officer of the Goa Building and Other Construction Workers Welfare Board (GBOCWWB).
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