Noida Police Uncover Fake Loan Call Centre Scam; 11 Arrested

Eleven individuals, including nine women, were apprehended for defrauding people through a call centre in Noida, officials reported on Saturday. The Noida Police revealed that the gang possessed data of 10,000 people.

The fraudulent operation was conducted from a call centre located on the fourth floor of a market in Sector 51. The bust occurred on Friday during a joint operation by the Crime Response Team (CRT) and local Sector 49 police station officials, according to Deputy Commissioner of Police (DCP) Shakti Mohan Avasthy.

Key Accused and Modus Operandi

The primary suspects identified were Ashish Kumar alias Amit and Jitendra Verma alias Abhishek. The nine women involved are Nisha alias Sneha, Reju alias Divya, Lovely Yadav alias Sweta, Poonam alias Pooja, Aarti Kumari alias Ananya, Kajal Kumari alias Surti, Sarita alias Suman, Babita Patel alias Mahi, and Garima Chauhan alias Sonia.

Avasthy stated that the gang targeted individuals in Delhi NCR by pretending to offer loans and insurance policies. They had acquired data of 10,000 people to execute their scheme.

Financial Transactions and Data Acquisition

A police spokesperson disclosed that the gang used a PNB bank account rented from Arvind in Karnataka for Rs 10,000 per month. The key accused withdrew funds using an ATM card linked to this account.

Ashish maintained a black diary where he recorded all financial transactions. He shared profits with his associates based on their contributions. The gang lured people from states outside NCR with promises of high returns through loans and insurance policies.

Operational Details and Arrests

The gang's fraudulent activities began after Ashish and Jitendra worked for SBI Life Insurance in 2019. They purchased data of about 10,000 people from India Mart for Rs 2,500 and started calling people across India under the guise of offering loans and insurance.

The scheme had been operational for over a year, generating crores of rupees meticulously recorded in the recovered diary. The accused used mobile phones with SIM cards obtained through fake Aadhaar cards to conceal their identities while targeting victims outside Delhi NCR.

Legal Proceedings

An FIR has been lodged under provisions of the Bharatiya Nyaya Sanhita. The accused were sent to judicial custody after being produced before a local magistrate's court.

The police also found a case against them lodged in Ranchi, Jharkhand. These women assisted Ashish and Jitendra on a commission basis, receiving their share in cash.

This action against the bogus call centre was based on local intelligence and confidential information. The accused were targeting people under the pretext of offering loans and insurance policies.