Diwali 2025 Bank Holidays: State-Wise Calendar for Smooth Festive Planning and Banking

The festival of lights is almost here! Diwali, celebrated with lamps, sweets, and family gatherings, brings a flurry of activity across the country. This five-day celebration begins with Dhanteras and ends with Bhai Dooj, each day holding its own significance. But this year, the exact date of Diwali has caused some confusion, with calendars showing either October 20 or October 21.

For those planning bank visits, here's what you need to know: the RBI mandates closures on Sundays and on the second and fourth Saturdays of every month. In October 2025, October 18 falls on the third Saturday, so banks remain open, while October 19 (Choti Diwali) is a Sunday, meaning banks will be closed.

Bank Holiday Calendar - October 2025

• Dhanteras - October 18 (Saturday): Banks open nationwide.
• Choti Diwali - October 19 (Sunday): Nationwide bank holiday.
• Diwali - October 20 (Monday): Banks closed in Tripura, Gujarat, Mizoram, Karnataka, Madhya Pradesh, Chandigarh, Tamil Nadu, Uttarakhand, Assam, Telangana, Arunachal Pradesh, Rajasthan, Uttar Pradesh, Kerala, Nagaland, West Bengal, Delhi, Goa, Chhattisgarh, Jharkhand, Meghalaya, Himachal Pradesh, and Andhra Pradesh.
• Govardhan Puja - October 22: Banks closed in Gujarat, Maharashtra, Karnataka, Uttarakhand, Sikkim, Rajasthan, Uttar Pradesh, and Bihar.
• Bhai Dooj - October 23: Closures in Gujarat, Sikkim, Manipur, Uttar Pradesh, West Bengal, and Himachal Pradesh.
• Chhath Puja - October 27-28: Banks closed across West Bengal, Bihar, Jharkhand.
• Sardar Vallabhbhai Patel Jayanti - October 31: Bank closure in Gujarat only.

Why This Matters

With festivals come bustling markets, family gatherings, and last-minute shopping. Knowing when banks are closed can help you plan cash withdrawals, online transactions, and business operations without hiccups. From Diwali's twinkling lamps to Chhath Puja's heartfelt rituals, every festival day offers a chance to pause, celebrate, and connect with loved ones-without worrying about banking delays.