Pay Rs 1 lakh policy, Rs 25,000 as compensation: HC to Dist Forum

By Staff
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Google Oneindia News

Akola, Dec 6 (UNI) The Akola District Consumers Grievances Redressal Forum has directed United India Insurance Company to pay Rs one lakh as policy claim and Rs 25,000 as compensation, within one month, for causing ''physical, mental and financial agony'' to Iftiyas Mohd Ansari (25), who lost his memory permanently following an accident four-and-a-half years ago.

The District Forum, headed by Ms Rohini D Kundle and member Mr Suhas D Panse, asked the Insurance company to pay interest at the rate of 12 per cent per annum on the policy amount, from date of accident June 15, 2002 till the realisation of the claim amount and also asked it to pay Rs 1,500 as cost to the complainant.

The complaint was filed by the victim's sister Dr Tajin Kausar against the insurance company for refusing to pay the policy amount to the victim.

Kausar is looking after him, since he met with the accident and his wife divorced him and went to his parental house with his two-year-old daughter.

The Insurance Company had launched a group insurance scheme covering individuals against personal accident, by taking Rs 100 from each person in the group, to give protection cover of Rs one lakh in case of death or permanent disability of the policy holder and entrusted an NGO to follow the scheme. Accordingly NGO Nishant was asked to implement the scheme.

He met with a motor-bike accident on Malegaon Washim Road in district, causing severe head and brain injuries. He underwent two operations - one at Akola and other at Nagpur. However, he lost his memory permanently.

The Company, however, did not consider loss of memory as a disability and refused to pay protection amount on the policy of Rs one lakh. The period of policy was from 16-02-1999 to 15-02-2001.

UNI XR KU MSJ DB2241

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