He dismissed as mischievous as earlier reports of the bank having decided to provide over Rs 1,500 crore as assistance to cash-strapped Kingfisher.
"At length, I cannot discuss about a private company in public. However, we should consider Civil Aviation is an important thing in a growing country like us and for example all over the world there is a recession in the the airline industry.
"We may consider all these things but we are not in a position to tell what we will be doing for Kingfisher," Chaudhuri said.
He said last week banks met and some of the lenders declined assistance to Kingfisher because they felt it was sub-standard.
Referring to examples of airlines across the world which have gone bankrupt, he said "at the same time there is a change in some parts of the world like Qatar Airways going strong and making lucrative offers."
On interest rates, he said it was up to RBI to take a call but felt that education loans were becoming costlier while home loan interest has remained lowest for over a decade.