UPI 123PAY: How to transfer money using feature phones?

Here's a step-by-step guide to create a UPI ID to use 123PAY.

Dial the IVR number (080 4516 3666, 080 4516 3581, or 6366 200 200) using the mobile number.

On the IVR call, mention the name of the bank whose account you want to register for UPI banking.

All of the accounts for the chosen bank will be displayed. Choose the account you want.

The user is then prompted create a UPI PIN.

Now, you need to enter the last six digits of your bank debit card and the OTP received from the bank.

After validation of these details, you can set a 4/6 digit UPI PIN for your account.

Now, you can start using the 123PAY service to make digital payments using the IVR number function on their feature phones.