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Flashback 2014: Know about major welfare schemes launched by Government


Ever since he took over charge of the new Government, Prime Minister Narendra Modi has flagged off a number of schemes. Be it ‘Pradhan Mantri Jan Dhan Yojana' which is aimed at bringing poor into the ambit of Government's financial programme or ‘One rank One Pension' which provides same pension to armed forces personnel holding same rank, PM Modi has taken a number of steps not just to make life of common man easier but also to lay foundation of a strong India.

During the last six months, the Modi Government has launched a series of social, health and infrastructural programmes aimed to bring in ‘achche din' (good days) which were promised before Lok Sabha polls.

Following are some major schemes floated by the Modi Government in its six-month stint.

PM Modi at Jhan Dhan Yojana inaugraton

Pradhan Mantri Jan Dhan Yojana

The Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

With a substantial section of society still outside the ambit of the formal financial system, this initiative which aims to bring the excluded into the banking system over the next few years is a laudable one.

The scheme provides a host of benefits including a bank account, insurance and a debit card for all. With the slogan "Mera Khata - Bhagya Vidhaata" the scheme is a financial inclusion scheme covering all households in the country with banking facilities, ensuring a bank account for each household.

It is a mega financial inclusion plan under which bank accounts and RuPay debit cards with inbuilt insurance cover of Rs 1 lakh will be provided to crores of persons with no access to formal banking facilities.

Media reports said that about 1.5 crore accounts were opened on August 28 through thousands of camps, exceeding the first day target of 1 crore accounts.

File photo

Sansad Adarsh Gram Yojana:

Prime Minister Narendra Modi‘s ambitious Parliamentarian's Model Village Scheme or Sansad Adarsh Gram Yojana is aimed to ensure holistic development of identified gram panchayats.

The scheme was launched on October 11, the birth anniversary of social reformer Jay Prakash Narayan.

According to the scheme, each MP adopts a village every year for all-round development and helps in development of the select village using the programmes of the Centre and States and their constituency development funds ( MPLADS).

The Yojana drafted by Rural Development Ministry is aimed at substantially improving the quality of life of all sections of the population in these select villages. It aims at turning villages into model villages not just through infrastructure development but gender equality, dignity of women, social justice, community service, cleanliness etc.

Each MP should make one village and turn it into a model village by 2016 , two more villages by 2019. After 2019, each MP must develop 5 model villages during their tenure in their constituencies till 2024.

One Rank One Pension scheme

The Central Government allotted Rs 1,000 crore for the implementation of one rank one pension scheme. According to the scheme, the armed forces personnel holding the same rank will get the same pension, regardless of the last drawn pay, years of service and the years served in a particular rank.

‘Housing for All by 2022' scheme

Stating that the Government is committed to its endeavour to have housing for all by 2022, the Modi Government allocated Rs 4000 crore for affordable housing in Union Budget 2014. The Modi Government also proposed to set up a Mission on Low Cost Affordable Housing to be anchored in the National Housing Bank.

Namami Ganga Yojana

The Clean Ganga project is officially known as the Integrated Ganga Conservation Mission project or 'Namami Ganga Yojana'. This is basically a dream project of Prime Minster Narendra Modi.

PM engaged in cleaning of ganga

The Modi Government announced an ambitious Rs. 2037-crore ‘Namami Ganga' project in its maiden budget to kick-start the process of cleaning up the holy river.

Pradhan Mantri Krishi Sinchayee Yojana

Pradhan Mantri Krishi Sinchayee Yojana has been proposed to meet the need to provide assured irrigation to mitigate risk to the farmer. This scheme would facilitate access to irrigation. A sum of Rs.1,000 crores has been set aside for this scheme.

Shramev Jayate (Pandit Deendayal Upadhyay Shramev Jayate Karyakram)

The scheme is aimed at creating conducive environment for industrial development and doing business with ease. At least four crore labourers are expected to benefit from this scheme. Several initiatives were taken by the Government under the scheme.

A dedicated Shram Suvidha Portal which would allot Labour Identification Number (LIN) to nearly 6 lakhs units and allow them to file online compliance for 16 out of 44 labour laws.

PM Modi at Shramev Jayate inaugration

An all-new Random Inspection Scheme: Utilizing technology to eliminate human discretion in selection of units for Inspection, and uploading of Inspection Reports within 72 hours of inspection mandatory.

Universal Account Number: Enables 4.17 crore employees to have their Provident Fund account portable, hassle-free and universally accessible.

Apprentice Protsahan Yojana: Will support manufacturing units mainly and other establishments by reimbursing 50% of the stipend paid to apprentices during first two years of their training

Revamped Rashtriya Swasthya Bima Yojana: Introducing a Smart Card for the workers in the unorganized sector seeded with details of two more social security schemes.

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