Uncertainity over railway safety in India seems to be an open secret. Out of 694 passengers who booked tickets online for the ill-fated Indore-Patna express, 128 had opted for travel insurance cover.
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Over 100 lives have been lost and over 200 people have reportedly been injured so far in the Indore-Patna express mishap that took place on wee hours of Sunday. Rescue, search and clearance operations are underway in full swing. The IRCTC website offers passengers the option of availing travel insurance cover at a premium of Rs 0.92.
'The insurance cover of upto Rs 10 lakh can be availed by paying less than Re 1', is how Railway Minister Suresh Prabhu had introduced the scheme in his budget speech. The scheme offers travellers/nominees/legal heirs a compensation of Rs10 lakh in the event of death or total disability, Rs7.5 lakh for partial disability, upto Rs2 lakh for hospitalisation expenses and Rs10,000 for transportation of mortal remains from the place of a train accident or where an untoward incident, including terrorist attack, dacoity, rioting, shootout or arson, occurs.